[1]
S. Sujoko, N. Najwa, and S. Suherli, “THE ROLE OF MODERATING EFFECT OF SOCIAL DEMOGRAFY TO FINANCIAL LITERACY , SELF CONTROL , AND RISK TOLERANCE ON FINANCIAL BEHAVIOR SHOPEE USER PAYLATER IN DIY”, ijosmas, vol. 6, no. 6, pp. 18–43, Nov. 2025.